Pripayd: privacy friendly pay-as-you-drive insurance

  • Authors:
  • Carmela Troncoso;George Danezis;Eleni Kosta;Bart Preneel

  • Affiliations:
  • KU Leuven, Leuven, Belgium;KU Leuven, Leuven, Belgium;KU Leuven, Leuven, Belgium;KU Leuven, Leuven, Belgium

  • Venue:
  • Proceedings of the 2007 ACM workshop on Privacy in electronic society
  • Year:
  • 2007

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Abstract

Pay-As-You-Drive insurance systems are establishing themselves as the future of car insurance. However, their current implementations entail a serious privacy invasion. We present PriPAYD where the premium calculations are performed locally in the vehicle, and only aggregate data arrivesto the insurance company, without leaking location information. Our system is built on top of well understood security techniques that ensure its correct functioning. We discuss the viability of PriPAYD in terms of cost, security and easeof certification.