Mobile payment system for prepayment meter

Authors:
Pan Tie-Jun;Zheng Lei-Na
Affiliations:
Department of Computer and Information, Zhejiang Wanli University, NingBo, China;Department of Computer and Information, Zhejiang Wanli University, NingBo, China
Venue:
ISP'06 Proceedings of the 5th WSEAS International Conference on Information Security and Privacy
Year:
2006

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Abstract

We present an approach in which the payment system of PM is enhanced by supporting mobile access without smart card. PM with embedded ESAM providing encrypting ability and protecting private data is connected to the mobile device by adaptable communication interface. MPC with GUI located on mobile device which is responsible for business initiation and the communication between the PM and PS. MPC is connected to PS by means of identification and bidirectional authentication generating different session key with timestamp every time. The cross validation among PM, MPC and PS can improve the security of mobile payment system. On the other hand, the payment information from PS can be stored in SIM or smart card plugged in another device that can communicate with mobile device when the PM is offline. SIM or smart card should insert PM to exchange information with ESAM and complete the business. In this way, the mobile payment system can reduce the cost and improve convenience of payment.