Performance of Different Mobile Payment Service Concepts Compared with a NFC-Based Solution

Authors:
Michael Massoth;Thomas Bingel
Affiliations:
-;-
Venue:
ICIW '09 Proceedings of the 2009 Fourth International Conference on Internet and Web Applications and Services
Year:
2009

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Abstract

The paper compares the performance of different traditional mobile payment service concepts with a state of the art NFC-based mobile payment solution. The goal is to evaluate the different mobile payment concepts, not their software implementation, from a performance and end-to-end service duration time point of view. Overall, there have been five different mobile payment services developed, implemented and benchmarked for the concept comparison, namely: Interactive Voice Response, Short Message Service, Wireless Application Protocol, One Time Password Generator as well as a solution based on Near Field Communication.