Information revelation and privacy in online social networks
Proceedings of the 2005 ACM workshop on Privacy in the electronic society
Enhancing investment decisions in P2P lending: an investor composition perspective
Proceedings of the 17th ACM SIGKDD international conference on Knowledge discovery and data mining
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We examine the behavior of lenders in a large peer-to-peer lending network and find that, while there exists high variance in risk-taking between individuals, many transactions represent sub-optimal decisions on the part of lenders. Additionally, some borrowers remain underserved by failing to adjust requested rates and loan amounts. We discuss implications and suggest avenues for improvement.