Neural network applications in finance: a review and analysis of literature (1990-1996)
Information and Management
Credit rating analysis with support vector machines and neural networks: a market comparative study
Decision Support Systems - Special issue: Data mining for financial decision making
Using neural network ensembles for bankruptcy prediction and credit scoring
Expert Systems with Applications: An International Journal
Expert Systems with Applications: An International Journal
Computational Statistics & Data Analysis
Building credit scoring models using genetic programming
Expert Systems with Applications: An International Journal
Bankruptcy prediction for credit risk using neural networks: A survey and new results
IEEE Transactions on Neural Networks
Hi-index | 0.00 |
This paper provides a novel hybrid model to solve credit scoring problems. This model is based on RBF neural network with genetic algorithm and its principal character is that Central position, center spread and weights of RBF neural network are encode as genes of Chromosome in genetic algorithm. And then using genetic algorithm trains RBF neural network circularly. A real world credit dataset in the University of California Irvine Machine Learning Repository are selected for the experiment. Numerical experiment shows that the model possesses fast learning ability and excellent generalization ability, and verifies that the novel model has better preference.