Enhancing the security and efficiency of 3-d secure

  • Authors:
  • Mohammed Assora;Ayoub Shirvani

  • Affiliations:
  • Anglia Ruskin University, Chelmsford, Essex, UK;Anglia Ruskin University, Chelmsford, Essex, UK

  • Venue:
  • ISC'06 Proceedings of the 9th international conference on Information Security
  • Year:
  • 2006

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Abstract

Security is a major concern for all involved in E-Commerce and particularly in the case of online transactions using debit/credit card. Following the failure of Secure Electronic Transaction (SET), 3-D Secure is an emerging industry standard for online transaction security. Although 3-D Secure is a well designed protocol, it is still prone to some security problems and excessive numbers of messages which could reduce the speed of transaction. This paper uses a new cryptographic technique based on password only authentication and key exchange to present a new vision for 3-D Secure. The new vision covers the security problems and reduces the number of messages for 3-D Secure. Moreover, the new vision has the development ability to simulate SSL/TLS in its simplicity and at the same time abolishes SSL/TLS security glitches. This simplicity and security are the necessary factors for online transaction protocol to be the future standard.