Credit Analysis Using Radial Basis Function Networks

  • Authors:
  • Estéfane de Lacerda;André de Carvalho

  • Affiliations:
  • -;-

  • Venue:
  • ICCIMA '99 Proceedings of the 3rd International Conference on Computational Intelligence and Multimedia Applications
  • Year:
  • 1999

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Abstract

The assessing of credit applications is usually carried out by loan officers based on their own heuristics. Thus, different officers may have different decisions for the same application. In order to avoid the problems due to this subjective evaluation, quantitative methods have been proposed, such as the use of Neural Networks. This paper, different approaches to define the parameters of RBF networks are applied in a credit evaluation task.