iKP: a family of secure electronic payment protocols
WOEC'95 Proceedings of the 1st conference on USENIX Workshop on Electronic Commerce - Volume 1
e-EMV: emulating EMV for internet payments with trusted computing technologies
Proceedings of the 3rd ACM workshop on Scalable trusted computing
Formal analysis of the EMV protocol suite
TOSCA'11 Proceedings of the 2011 international conference on Theory of Security and Applications
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Existing payment smartcards developed for traditional point-of-sale transactions are being considered for use in Internet transactions. Such solutions have been suggested as alternatives to using payment protocols more specifically designed for Internet payments (such as SET [8]) but often lacking smartcard support. In this paper, we analyze EMV'96 [7], a representative example of an existing payment smartcard specification. We investigate which security requirements for an Internet payment system can and cannot be met when using EMV for Internet payments. We suggest possible modifications that can enhance the security of an Internet payment scheme based on EMV.