Multilayer feedforward networks are universal approximators
Neural Networks
A classification approach using multi-layered neural networks
Decision Support Systems - Special issue on neural networks for decision support
Applied multivariate techniques
Applied multivariate techniques
Neural network for predicting the performance of credit card accounts
Computational Economics - Special issue on computational finance: papers from the IFAC workshop on computing in economics and finance, held at the Univ. of Amsterdam, June 1994
Neural networks in applied statistics
Technometrics
The KDD process for extracting useful knowledge from volumes of data
Communications of the ACM
Computers and Operations Research
Discovering data mining: from concept to implementation
Discovering data mining: from concept to implementation
Using neural networks for data mining
Future Generation Computer Systems - Special double issue on data mining
Neural network credit scoring models
Computers and Operations Research - Neural networks in business
Computational Statistics & Data Analysis
Data Mining: An Overview from a Database Perspective
IEEE Transactions on Knowledge and Data Engineering
Dynamics of modeling in data mining: interpretive approach to bankruptcy prediction
Journal of Management Information Systems - Special section: Data mining
Credit scoring with a data mining approach based on support vector machines
Expert Systems with Applications: An International Journal
Predicting object-oriented software maintainability using multivariate adaptive regression splines
Journal of Systems and Software
Neural nets versus conventional techniques in credit scoring in Egyptian banking
Expert Systems with Applications: An International Journal
Constructing a reassigning credit scoring model
Expert Systems with Applications: An International Journal
Estimating the utility value of individual credit card delinquents
Expert Systems with Applications: An International Journal
Cluster-based under-sampling approaches for imbalanced data distributions
Expert Systems with Applications: An International Journal
Consumer credit scoring models with limited data
Expert Systems with Applications: An International Journal
A new two-stage hybrid approach of credit risk in banking industry
Expert Systems with Applications: An International Journal
Mining the customer credit using hybrid support vector machine technique
Expert Systems with Applications: An International Journal
The consumer loan default predicting model - An application of DEA-DA and neural network
Expert Systems with Applications: An International Journal
Genetic programming for credit scoring: The case of Egyptian public sector banks
Expert Systems with Applications: An International Journal
Cost-Sensitive Learning Vector Quantization for Financial Distress Prediction
EPIA '09 Proceedings of the 14th Portuguese Conference on Artificial Intelligence: Progress in Artificial Intelligence
The evaluation of consumer loans using support vector machines
Expert Systems with Applications: An International Journal
International Journal of Artificial Intelligence and Soft Computing
Combination of feature selection approaches with SVM in credit scoring
Expert Systems with Applications: An International Journal
The hybrid credit scoring model based on KNN classifier
FSKD'09 Proceedings of the 6th international conference on Fuzzy systems and knowledge discovery - Volume 1
Expert Systems with Applications: An International Journal
Vertical bagging decision trees model for credit scoring
Expert Systems with Applications: An International Journal
Expert Systems with Applications: An International Journal
Is grey relational analysis superior to the conventional techniques in predicting financial crisis?
Expert Systems with Applications: An International Journal
A genetic algorithm-based approach to cost-sensitive bankruptcy prediction
Expert Systems with Applications: An International Journal
Expert Systems with Applications: An International Journal
Enhancing investment decisions in P2P lending: an investor composition perspective
Proceedings of the 17th ACM SIGKDD international conference on Knowledge discovery and data mining
Credit risk evaluation using neural networks: Emotional versus conventional models
Applied Soft Computing
Financial ratings with scarce information: A neural network approach
Expert Systems with Applications: An International Journal
Feature selection for neural networks through binomial regression
ICONIP'06 Proceedings of the 13th international conference on Neural Information Processing - Volume Part II
Credit scoring model based on neural network with particle swarm optimization
ICNC'06 Proceedings of the Second international conference on Advances in Natural Computation - Volume Part I
A hybrid device for the solution of sampling bias problems in the forecasting of firms' bankruptcy
Expert Systems with Applications: An International Journal
Expert Systems with Applications: An International Journal
A case-based reasoning model that uses preference theory functions for credit scoring
Expert Systems with Applications: An International Journal
Expert Systems with Applications: An International Journal
Credit scoring models for the microfinance industry using neural networks: Evidence from Peru
Expert Systems with Applications: An International Journal
A window of opportunity: Assessing behavioural scoring
Expert Systems with Applications: An International Journal
Expert Systems with Applications: An International Journal
Assessing scorecard performance: A literature review and classification
Expert Systems with Applications: An International Journal
Hi-index | 12.10 |
The objective of the proposed study is to explore the performance of credit scoring using a two-stage hybrid modeling procedure with artificial neural networks and multivariate adaptive regression splines (MARS). The rationale under the analyses is firstly to use MARS in building the credit scoring model, the obtained significant variables are then served as the input nodes of the neural networks model. To demonstrate the effectiveness and feasibility of the proposed modeling procedure, credit scoring tasks are performed on one bank housing loan dataset using cross-validation approach. As the results reveal, the proposed hybrid approach outperforms the results using discriminant analysis, logistic regression, artificial neural networks and MARS and hence provides an alternative in handling credit scoring tasks.