Customer-perceived value of e-financial services: a means-end approach
International Journal of Electronic Finance
The state-of-the-art of mobile payment architecture and emerging issues
International Journal of Electronic Finance
Authentication and protection for e-finance consumers: the dichotomy of cost versus ease of use
International Journal of Electronic Finance
A study on e-commerce security in Jordan
International Journal of Electronic Finance
Measuring e-statement quality impact on customer satisfaction and loyalty
International Journal of Electronic Finance
Reduction of global development cost caused by microfinance inefficiencies
International Journal of Electronic Finance
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Proliferation of Information Systems and Computer Technology (ISCTs) has led to the change on how payments are made worldwide. This paper will attempt to examine the adoption and usage of plastic money. Further, it will also analyse the factors influencing the adoption and choice of a particular brand. The surveyed data collected using a well-prepared and tested questionnaire is analysed using statistical tools like Cross-tabulation, Chi-square, Weighted Average Score (WAS) and ANOVA. The result indicated that service class men, aged 31-45, well-educated people and those who earn between 20,000 and 60,000 Indian rupees per month prefer mostly using plastic money. Also, convenience, acceptability and interest rates were the most factors influencing adoption.