Electronic commerce: a managerial perspective
Electronic commerce: a managerial perspective
Internet-based e-banking and consumer attitudes: an empirical study
Information and Management
A Methodology for Creating e-Business Strategy
HICSS '01 Proceedings of the 34th Annual Hawaii International Conference on System Sciences ( HICSS-34)-Volume 7 - Volume 7
Internet and the Digital Economy Track
HICSS '01 Proceedings of the 34th Annual Hawaii International Conference on System Sciences ( HICSS-34)-Volume 7 - Volume 7
Internet - The Future Delivery Channel for Banking Services?
HICSS '98 Proceedings of the Thirty-First Annual Hawaii International Conference on System Sciences-Volume 4 - Volume 4
A survey of online e-banking retail initiatives
Communications of the ACM - Voting systems
Critical failure factors that discourage the growth of electronic commerce
International Journal of Electronic Commerce
A framework for internet channel evaluation
International Journal of Information Management: The Journal for Information Professionals
The application of Web ATMs in e-payment industry: A case study
Expert Systems with Applications: An International Journal
The impact of 3D e-readiness on e-banking development in Iran: A fuzzy AHP analysis
Expert Systems with Applications: An International Journal
Factors Associated with the use of Personal Internet Banking in Thailand
Journal of Electronic Commerce in Organizations
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The provision of banking services on the Internet (e-banking) is growing but there is a lack of research related to the organisational issues involved in its adoption. This paper brings theory and practice together by synthesising the existing literature with real-life experience of a UK bank. Two questions motivated this research. First, what is the experience of organisations in adopting e-banking? Second, what are the organisational factors which are critical to the success in e-banking adoption? A case study research approach was used to investigate organisational critical success factors in e-banking adoption at The Woolwich bank. The factors found to be most critical for success in e-banking included: understanding customers, organisational flexibility, availability of resources, systems security, established brand name, having multiple integrated channels, e-channel specific marketing, systems integration, systematic change management, support from top management, and good customer services. We concluded that banks need to implement considerable organisational changes in order to web-enable themselves. The main focus of their e-commerce strategy should be to integrate the e-banking channel with other service delivery channels to maximise benefits.