Perceived risk attitudes: relating risk perception to risky choice
Management Science
Communications of the ACM
The technology acceptance model and the World Wide Web
Decision Support Systems
Personalized hypermedia and international privacy
Communications of the ACM - The Adaptive Web
Pretty good persuasion: a first step towards effective password security in the real world
Proceedings of the 2001 workshop on New security paradigms
Why do people use information technology?: a critical review of the technology acceptance model
Information and Management
Making Passwords Secure and Usable
HCI 97 Proceedings of HCI on People and Computers XII
Predicting e-services adoption: a perceived risk facets perspective
International Journal of Human-Computer Studies - Special issue on HCI and MIS
Password Memorability and Security: Empirical Results
IEEE Security and Privacy
Exploring factors affecting the adoption of mobile commerce in Singapore
Telematics and Informatics
Password management strategies for online accounts
SOUPS '06 Proceedings of the second symposium on Usable privacy and security
InfoSecCD '06 Proceedings of the 3rd annual conference on Information security curriculum development
International Journal of Electronic Commerce
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The gap between the perceived security of an information system and its real security level can influence people' decisions and behavior. The objective of this study is to find effective ways to adjust people's perception of information security, in order to enhance their intention to adopt IT appliances and compliance to security practices. Two separate experiments were conducted. In experiment I, 64 participants were asked to transfer money through an e-banking system. Their intention to adopt e-banking was measured by a questionnaire. In experiment II, 64 participants were asked to register on an online forum. Their subjective intention to create a strong password was measured by a questionnaire, and the objective strength of the passwords they created was calculated. Results of the ANOVA and the path models derived from the path analysis indicated that people's adoption intention, such as their intention to adopt e-banking, can be enhanced by changing their perceived Knowledge, Controllability and Awareness, while changing the perceived Controllability is most effective. The results also indicated that people's compliance to security practices, such as setting strong passwords for IT systems, can be enhanced by changing their perceived Knowledge, Severity and Possibility, while changing their perceived Knowledge and Severity is most effective. Implications for further research and practice were also discussed.