AI Magazine
Information Systems Research
Payments and banking with mobile personal devices
Communications of the ACM - Wireless networking security
Security of a Mobile Transaction: A Trust Model
Electronic Commerce Research
Short-range wireless technologies with mobile payments systems
ICEC '04 Proceedings of the 6th international conference on Electronic commerce
Bluetooth as an Enabling Technology in Mobile Transactions
ITCC '05 Proceedings of the International Conference on Information Technology: Coding and Computing (ITCC'05) - Volume II - Volume 02
Evaluating Wireless Technologies in Mobile Payments " A Customer Centric Approach
ICMB '05 Proceedings of the International Conference on Mobile Business
Exploring consumer adoption of mobile payments - A qualitative study
The Journal of Strategic Information Systems
Past, present and future of mobile payments research: A literature review
Electronic Commerce Research and Applications
Design Science Research Methods and Patterns: Innovating Information and Communication Technology
Design Science Research Methods and Patterns: Innovating Information and Communication Technology
Design science in information systems research
MIS Quarterly
Mobile information systems architecture for everyday money practice
Proceedings of the International Conference on Management of Emergent Digital EcoSystems
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Ubiquitous and pervasive computing is fundamentally transforming product categories such as music, movies, and books and the associated practices of product searching, ordering, and buying. This paper contributes to theory and practice of digital payments by conducting a design science inquiry into the mobile phone wallet (m-wallet). Four different user groups, including young teenagers, young adults, mothers and businessmen, have been involved in the process of identifying, developing and evaluating functional and design properties of m-wallets. Interviews and formative usability evaluations provided data for the construction of a conceptual model in the form of sketches followed by a functional model in the form of low-fidelity mock-ups. During the design phases, knowledge was gained on what properties the users would like the m-wallet to embody. The identified properties have been clustered as 'Functional properties' and 'Design properties', which are theoretical contributions to the on-going research on m-wallets. One of the findings from our design science inquiry into m-wallets is that everyday life contexts require that evaluation criteria have to be expanded beyond "functionality, completeness, consistency, accuracy, performance, reliability, usability, fit with the organization, and other relevant quality attributes" [12] that are used within current design science work.