A payment & receipt business model in U-commerce environment

Authors:
Kyoung Jun Lee;Jeong-In Ju;Jeong Mu Jeong
Affiliations:
Kyung Hee University of Business, Seoul, Korea;Kyung Hee University of Business, Seoul, Korea;Design House, Seoul, Korea
Venue:
ICEC '06 Proceedings of the 8th international conference on Electronic commerce: The new e-commerce: innovations for conquering current barriers, obstacles and limitations to conducting successful business on the internet
Year:
2006

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Abstract

The key to U-payment is convenience and security in the transfer of financial information. The purpose of this paper is to find a desirable U-payment scheme promoting seamlessness and privacy with a consumer device and peer-based information transactions. We also propose a new business model through digital receipt which is evidence of commercial decision making and transaction. We propose U-PR (Ubiquitous Payment and Receipt) business model and method as a way to make transactions seamless, secure and privacy protected.