CRYPTO '88 Proceedings on Advances in cryptology
IEEE Spectrum - Special issue: electronic money
Digital cash (2nd ed.): commerce on the Net
Digital cash (2nd ed.): commerce on the Net
Bridging physical and virtual worlds with electronic tags
Proceedings of the SIGCHI conference on Human Factors in Computing Systems
Communications of the ACM
An iterative design methodology for user-friendly natural language office information applications
ACM Transactions on Information Systems (TOIS)
Computer
CT-RSA '02 Proceedings of the The Cryptographer's Track at the RSA Conference on Topics in Cryptology
Mobile Payments - State of the Art and Open Problems
WELCOM '01 Proceedings of the Second International Workshop on Electronic Commerce
Biometric authentication - security and usability
Proceedings of the IFIP TC6/TC11 Sixth Joint Working Conference on Communications and Multimedia Security: Advanced Communications and Multimedia Security
Standardized Payment Procedures as Key Enabling Factor for Mobile Commerce
EC-WEB '02 Proceedings of the Third International Conference on E-Commerce and Web Technologies
Payments and banking with mobile personal devices
Communications of the ACM - Wireless networking security
An Efficient Off-line Electronic Cash System Based On The Representation Problem.
An Efficient Off-line Electronic Cash System Based On The Representation Problem.
A Secure Account-Based Mobile Payment Protocol
ITCC '04 Proceedings of the International Conference on Information Technology: Coding and Computing (ITCC'04) Volume 2 - Volume 2
SmartRestaurant: mobile payments in context-aware environment
ICEC '04 Proceedings of the 6th international conference on Electronic commerce
Short-range wireless technologies with mobile payments systems
ICEC '04 Proceedings of the 6th international conference on Electronic commerce
Evaluating Wireless Technologies in Mobile Payments " A Customer Centric Approach
ICMB '05 Proceedings of the International Conference on Mobile Business
A payment & receipt business model in U-commerce environment
ICEC '06 Proceedings of the 8th international conference on Electronic commerce: The new e-commerce: innovations for conquering current barriers, obstacles and limitations to conducting successful business on the internet
Usability evaluation of multi-modal biometric verification systems
Interacting with Computers
Gesture connect: facilitating tangible interaction with a flick of the wrist
Proceedings of the 1st international conference on Tangible and embedded interaction
Authentication and payment in future mobile systems
Journal of Computer Security
Use Your Illusion: secure authentication usable anywhere
Proceedings of the 4th symposium on Usable privacy and security
PET'04 Proceedings of the 4th international conference on Privacy Enhancing Technologies
Development of multimedia messaging service (MMS)-based examination results system
ACE'10 Proceedings of the 9th WSEAS international conference on Applications of computer engineering
A mobile web service middleware and its performance study
Transactions on large-scale data- and knowledge-centered systems III
An efficient renewable energy management and sharing system for sustainable embedded devices
Journal of Electrical and Computer Engineering
Simplifying payments in emerging markets
interactions
| Hi-index | 0.00 |
In this paper, we present the design and evaluation of a near-field communication-based mobile p2p payment application, called mFerio, that is designed to replace cash-based transactions. We first identify design criteria that payment systems should satisfy and then explain how mFerio, relative to those criteria, improves on the limitations of cash-based systems. We next describe mFerio's implementation and user interface design, focusing on the balance between usability and security. Finally, we present the results of a two-phase user study, involving a total of 104 people, that shows that mFerio has low cognitive load and is also fast, accurate, and easy to use - even outperforming cash in terms of speed and cognitive load in common payment situations.