Smart phone for mobile commerce

Authors:
Yung Fu Chang;C. S. Chen;Hao Zhou
Affiliations:
Applied Wireless Identification Group, Inc., 18300 Sutter Blvd., Morgan Hill, CA 95037, United States;Electrical and Computer Engineering Department, Miami University, Oxford, OH 45056, United States;CISCO Systems, Inc., 4125 Highlander Parkway, Richfield, OH 44286, United States
Venue:
Computer Standards & Interfaces
Year:
2009

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Abstract

This paper surveys most of the currently available smart phones in the market. It summarizes its features and characteristics. From this study a set of must-have and desirable-to-have features for future generations of smart phones are described. The main drivers of smart phones that enable convenient and secure mobile commerce services such as electronic wallet, electronic payment, 3G broadband Internet access, and multimedia content are then described. Finally, payer-centric payment architecture is advocated to facilitate the adoption of smart phones for mobile commerce applications, in contrast to the current prevalent mode of payee-centric payment practice.