Building consumer trust online
Communications of the ACM
Communications of the ACM
Designing trust into online experiences
Communications of the ACM
Trust and deception in virtual societies
Consumer trust in an Internet store
Information Technology and Management
E-Commerce User Experience
Building trust in online auction markets through an economic incentive mechanism
Decision Support Systems
Third-Party Assurances: The Road to Trust in Online Retailing
HICSS '02 Proceedings of the 35th Annual Hawaii International Conference on System Sciences (HICSS'02)-Volume 7 - Volume 7
The researcher's dilemma: evaluating trust in computer-mediated communication
International Journal of Human-Computer Studies - Special issue: Trust and technology
The mechanics of trust: a framework for research and design
International Journal of Human-Computer Studies
Do security toolbars actually prevent phishing attacks?
Proceedings of the SIGCHI Conference on Human Factors in Computing Systems
Why Johnny can't encrypt: a usability evaluation of PGP 5.0
SSYM'99 Proceedings of the 8th conference on USENIX Security Symposium - Volume 8
Toward a Generic Model of Trust for Electronic Commerce
International Journal of Electronic Commerce
Adverse selection in online "trust" certifications
Proceedings of the 11th International Conference on Electronic Commerce
The compliance budget: managing security behaviour in organisations
Proceedings of the 2008 workshop on New security paradigms
So long, and no thanks for the externalities: the rational rejection of security advice by users
NSPW '09 Proceedings of the 2009 workshop on New security paradigms workshop
Folk models of home computer security
Proceedings of the Sixth Symposium on Usable Privacy and Security
Understanding scam victims: seven principles for systems security
Communications of the ACM
Security Education against Phishing: A Modest Proposal for a Major Rethink
IEEE Security and Privacy
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Trust seals, such as the VeriSign and TRUSTe logos, are widely used to indicate a website is reputable. But how much protection do they offer to online shoppers? We conducted a study in which 60 experienced online shoppers rated 6 websites --- with and without trust seals - based on how trustworthy they perceived them to be. Eye tracking data reveals that 38% of participants failed to notice any of the trust seals present. When seals were noticed, the ratings assigned to each website were significantly higher than for the same website without a seal, but qualitative analysis of the interview data revealed significant misconceptions of their meaning (e.g. "presence of seals automatically legitimizes any website"). Participants tended to rely on self-developed --- but inaccurate --- heuristics for assessing trustworthiness (e.g. perceived investment in website development, or references to other recognizable entities). We conclude that trust seals currently do not offer effective protection against scam websites; and suggest that other mechanisms --- such as automatic verification of authenticity are required to support consumers' trust decisions.