International Journal of Man-Machine Studies
Empirical evaluation of the revised technology acceptance model
Management Science
The technology acceptance model and the World Wide Web
Decision Support Systems
COPLINK: managing law enforcement data and knowledge
Communications of the ACM
Understanding usability in mobile commerce
Communications of the ACM - Mobile computing opportunities and challenges
Predicting e-services adoption: a perceived risk facets perspective
International Journal of Human-Computer Studies - Special issue on HCI and MIS
Value-based Adoption of Mobile Internet: An empirical investigation
Decision Support Systems
A Trust Model for Consumer Internet Shopping
International Journal of Electronic Commerce
Individual Trust in Online Firms: Scale Development and Initial Test
Journal of Management Information Systems
The effects of perceived risk and technology type on users' acceptance of technologies
Information and Management
Exploring perceptions and use of mobile services: user differences in an advancing market
International Journal of Mobile Communications
Consumer value creation in mobile banking services
International Journal of Mobile Communications
Mobile communications and mobile services
International Journal of Mobile Communications
Past, present and future of mobile payments research: A literature review
Electronic Commerce Research and Applications
Information and Management
Trust and TAM in online shopping: an integrated model
MIS Quarterly
Mapping the reasons for resistance to Internet banking: A means-end approach
International Journal of Information Management: The Journal for Information Professionals
Cell phone banking: predictors of adoption in South Africa-an exploratory study
International Journal of Information Management: The Journal for Information Professionals
The Applicability of TAM Outside North America: An Empirical Test in the United Kingdom
Information Resources Management Journal
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This study provides insights into factors affecting the adoption of mobile banking in Iran. Encouraging clients to use the cell-phone for banking affairs, and negative trends in the adoption of this technology makes it imperative to study the factors affecting the adoption of mobile banking. Accordingly, this study builds a comprehensive theoretical model explaining mobile banking adoption. By incorporating 361 bank clients in Iran, eight latent variables of perceived usefulness, perceived ease of use, need for interaction, perceived risk, perceived cost, compatibility with life style, perceived credibility and trust were examined. It was found that these constructs successfully explain adoption of mobile banking among Iranian clients. Adaptation with life style and trust were found to be the most significant antecedents explaining the adoption of mobile banking.