Developing and Validating Trust Measures for e-Commerce: An Integrative Typology
Information Systems Research
What do we know about mobile internet adopters? A cluster analysis
Information and Management
Two-level model of customer retention in the US mobile telecommunications service market
Telecommunications Policy
Customer-perceived value of e-financial services: a means-end approach
International Journal of Electronic Finance
Segmenting bank customers by resistance to mobile banking
International Journal of Mobile Communications
Measuring mobile banking customers' channel attribute preferences in service consumption
International Journal of Mobile Communications
Consumer value creation in mobile banking services
International Journal of Mobile Communications
Near real-time fire alert system in South Africa: from desktop to mobile service
Proceedings of the 7th ACM conference on Designing interactive systems
Research Approaches to Mobile Use in the Developing World: A Review of the Literature
The Information Society
Evaluating mobile banking portals
International Journal of Mobile Communications
The inhibitory factors of implementing internet banks
International Journal of Electronic Finance
What do we know about mobile Internet adopters? A cluster analysis
Information and Management
Expert Systems with Applications: An International Journal
Understanding the acceptance of mobile university services: an empirical analysis
International Journal of Mobile Learning and Organisation
Effects of application type on the choice of interaction modality in IVR systems
Proceedings of the South African Institute for Computer Scientists and Information Technologists Conference
Understanding the Behavioral Determinants of M-Banking Adoption: Bruneian Perspectives
Journal of Electronic Commerce in Organizations
A Usability Comparison of SMS and IVR as Digital Banking Channels
International Journal of Technology and Human Interaction
Mobile banking in a developing economy: A customer-centric model for policy formulation
Telecommunications Policy
Mobile-banking adoption by Iranian bank clients
Telematics and Informatics
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Cell phone usage has grown phenomenally in Africa, and particularly in South Africa where initial growth forecasts have been greatly exceeded. This technology therefore provides opportunities for services such as banking to reach critical mass. All major retail banks in South Africa provide cell phone banking, but very few customers actually use it. This study examines the factors that influence the adoption of cell phone banking in South Africa, as a means of understanding how to possibly increase the rate of adoption. A framework developed in Singapore identifying factors influencing the adoption of Internet banking was used as a basis, and amended to assess cell phone banking. Factors identified as influences included relative advantage, trialability, and consumer banking needs, with perceived risk having a major negative influence.