Testing the technology acceptance model across cultures: a three country study
Information and Management
Information Systems Research
Just What Do the Youth of Today Want? Technology Appropriation by Young People
HICSS '02 Proceedings of the 35th Annual Hawaii International Conference on System Sciences (HICSS'02)-Volume 5 - Volume 5
Generalizing Generalizability in Information Systems Research
Information Systems Research
A Theoretical Integration of User Satisfaction and Technology Acceptance
Information Systems Research
An empirical assessment of a modified technology acceptance model
Journal of Management Information Systems - Special section: Strategic and competitive information systems
Mobile banking in Germany: a strategic perspective
International Journal of Electronic Finance
New issues and challenges facing e-banking in rural areas: an empirical study
International Journal of Electronic Finance
Does quality of alternatives matter for internet banking?
International Journal of Electronic Finance
User characteristics and performance with automated mobile phone systems
International Journal of Mobile Communications
User acceptance of hedonic information systems
MIS Quarterly
Mobile Data Service usage and preference: an investigation of Australian consumers
International Journal of Mobile Communications
International Journal of Mobile Communications
Integrating TTF and UTAUT to explain mobile banking user adoption
Computers in Human Behavior
Consumer acceptance of SMS advertising: a study of American and Turkish consumers
International Journal of Mobile Communications
An integrated model of mobile internet services usage and continuance
International Journal of Mobile Communications
A comparison of adoption models for new mobile media services between high- and low-motive groups
International Journal of Mobile Communications
An evaluation of e-banking and m-banking adoption factors and preference in Malaysia: a case study
International Journal of Mobile Communications
International Journal of Mobile Communications
A study of the adoption behaviour for In-Car GPS navigation systems
International Journal of Mobile Communications
The perceived valuation factors for mobile trading services
International Journal of Mobile Communications
A cross-culture study on older adults' information technology acceptance
International Journal of Mobile Communications
Investigating customer adoption behaviours in Mobile Financial Services
International Journal of Mobile Communications
Exploring customer perceived value in mobile phone services
International Journal of Mobile Communications
Modeling users' acceptance of mobile services
Electronic Commerce Research
International Journal of Mobile Communications
An ethnographic assessment of electronic cash transfers in Ghana's remote rural north
Proceedings of the Sixth International Conference on Information and Communications Technologies and Development: Notes - Volume 2
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The impact of social and cultural factors on the adoption of technology still requires much research. To investigate it more fully, we examine the reasons for the adoption and non-adoption of mobile banking in Ghana. Through a survey of 271 people in Ghana, it has been found that social and cultural factors in the form of perceived credibility, facilitating conditions, perceived elitisation and demographic factors do play a significant role in adoption decisions. It has been found that elitisation of technology and services can be a positive influence for adopters whilst being a negative influence for non-adopters. In addition, perceived credibility and facilitating conditions also influence attitudes towards the technology. When these factors are added to a range of demographic factors, the impact of the social and cultural features of the context of studies can be seen as significant.